First home buyers
First home buyer grant NSW 2026 — A$10,000 FHOG + stamp duty exemption up to A$800,000
NSW offers the First Home Buyer Assistance Scheme (FHBAS) — the most generous stamp duty relief in Australia — plus a A$10,000 grant for new builds. Here's every threshold, eligibility rule + how to apply.
NSW First Home Owner Grant (FHOG)
Grant amount
A$10,000
For new builds only — house and land packages, off-the-plan, or substantially renovated homes.
Property value cap
Under A$750,000
NSW First Home Buyer Assistance Scheme (FHBAS)
Use our stamp duty calculator to see exactly how much you'll pay for any NSW property.
Eligibility criteria
- Aged 18 or over
- Australian citizen or permanent resident
- Never owned residential property in Australia
- Intend to live in the home as your principal place of residence for at least 6 continuous months within 12 months of settlement
- Be a natural person (not a company or trust)
- Have not previously received a first home owner grant in any Australian state or territory
How to apply
- Through your lender or conveyancer — they can lodge the application at settlement.
- Direct with Revenue NSW — apply online via the Revenue NSW portal within 12 months of settlement.
Frequently asked questions
How much is the first home buyer grant in NSW?
A$10,000 for new builds under A$750,000. The NSW First Home Owner Grant is not available for established homes.
What is the First Home Buyer Assistance Scheme in NSW?
The NSW First Home Buyer Assistance Scheme (FHBAS) offers full stamp duty exemption for homes up to A$800,000 and concessional rates for homes between A$800,001 and A$1,000,000. For vacant land, exemption up to A$350,000 and concession to A$450,000.
Who is eligible for the NSW first home owner grant?
You must be 18+, an Australian citizen or permanent resident, have never owned residential property in Australia, intend to live in the home as your principal place of residence for at least 6 continuous months within 12 months of settlement, and be a natural person.
Can I get both the FHOG and FHBAS in NSW?
Yes — if you buy a new build under A$750,000, you can receive both the A$10,000 FHOG and the FHBAS stamp duty exemption. This can save you over A$30,000 in total.
How do I apply for the NSW first home buyer grant?
Apply through your lender or conveyancer at settlement, or directly via Revenue NSW within 12 months of settlement.
Calculate your NSW stamp duty
See exactly how much you'll save with first home buyer exemptions.