Guides
The long reads.
Research frameworks and tax explainers for Australian property buyers. Every step tied to a free calculator and a primary source. No signup, no gating, no affiliate content.
Read now
Investment · 8 min read
How to find investment properties in Australia
10-step analyst's framework covering capacity, strategy, suburb research, property selection, offer, and exit. Every step tied to a free tool.
Read guideTax · 6 min read
Negative gearing explained — the Australian tax mechanic, stripped of the politics
How NG actually works under ITAA 1997. Refund math, depreciation categories, carry-forward losses, how it pairs with CGT at exit. No hedging, no fear.
Read guideBuying · 7 min read
First home buyer guide — 2026 Australia
HGS vs FHSS vs FHOG, deposit strategies, how much you can really borrow, and the mistakes that cost $30K at settlement.
Read guideTax · 6 min read
Capital gains tax when selling property — the full read
50% discount, main residence exemption, 6-year rule, depreciation recapture, partner split. Every ITAA 1997 section cited.
Read guideInvestment · 5 min read
What's a good rental yield in Australia? (By state + suburb type)
Gross yield, net yield, after-tax yield, IRR. Which matters when. Benchmarks for Sydney, Melbourne, Brisbane, Perth, Adelaide plus regional bands.
Read guideBuying · 4 min read
Home Guarantee Scheme (HGS) explained — 2026 eligibility + property caps
5% deposit, zero LMI. Full eligibility + state property caps + application timing. Who qualifies, what it saves, what it doesn't.
Read guideBuying · 4 min read
First Home Super Saver (FHSS) explained — 2026 tax benefit
$11K-$22K in net tax saved on a $50K deposit contribution. Full mechanics, contribution limits, release process, when it stacks with HGS.
Read guideTax · 5 min read
CGT 6-year rule Australia explained (s118-145) — worked examples
Treat a rented former main residence as PPOR for up to 6 years. Wipes tens of thousands of CGT when applied correctly. Full mechanics + worked example.
Read guideTax · 5 min read
Property depreciation schedule — Div 40 + Div 43 + QS report
Division 40 vs Division 43, diminishing-value vs straight-line, post-2017 rules, when a QS report pays for itself, how recapture works at sale.
Read guideBuying · 4 min read
First Home Buyer Grant NSW 2026 — FHOG + stamp duty concession
NSW first home buyer assistance: A$10,000 FHOG for new builds, First Home Buyer Assistance Scheme stamp duty concessions, and eligibility rules.
Read guideBuying · 4 min read
First Home Buyer Grant Victoria 2026 — FHOG VIC + duty waiver
Victoria first home buyer assistance: A$10,000 FHOG, principal place of residence stamp duty concessions, and eligibility criteria.
Read guideBuying · 4 min read
First Home Buyer Grant Queensland 2026 — FHOG QLD + concession
Queensland first home buyer assistance: A$30,000 FHOG for new builds, stamp duty concession for homes up to A$550,000, and eligibility rules.
Read guideBuying · 4 min read
First Home Buyer Grant WA 2026 — FHOG Western Australia
Western Australia first home buyer assistance: A$10,000 FHOG, First Home Owner Rate stamp duty concession, and eligibility criteria.
Read guideBuying · 4 min read
First Home Buyer Grant SA 2026 — FHOG South Australia
South Australia first home buyer assistance: A$15,000 FHOG for new builds, stamp duty concession for homes up to A$650,000, and eligibility rules.
Read guideBuying · 4 min read
First Home Buyer Grant Tasmania 2026 — FHOG TAS + stamp duty
Tasmania first home buyer assistance: A$30,000 FHOG for new builds, 50% stamp duty discount for homes up to A$600,000, and eligibility criteria.
Read guideBuying · 4 min read
First Home Buyer Grant ACT 2026 — FHOG + stamp duty exemption
ACT first home buyer assistance: A$0 stamp duty for homes up to A$1,000,000, Home Buyer Concession Scheme, and eligibility rules.
Read guideBuying · 4 min read
First Home Buyer Grant NT 2026 — FHOG Northern Territory
Northern Territory first home buyer assistance: A$10,000 FHOG, BuildBonus grant, Principal Place of Duty Rebate, and eligibility criteria.
Read guide