How much stamp duty do I pay on a $1 million house?

Each Australian state runs its own stamp-duty schedule. On a standard $1,000,000 residential purchase as of 2026: NSW $40,490, VIC $55,000, QLD $38,025 (investor) / $26,300 (PPOR with home concession), WA $42,616, SA $48,830, TAS $40,185, NT $49,500, ACT roughly $32K (declining annually under tax-reform schedule).

First home buyer treatment varies: NSW + WA + TAS offer concessions on $1M (NSW partial concession to $1M; WA + TAS none above $750K respectively); VIC + QLD have no FHB relief above $750K-$800K respectively; SA + NT use grants ($15K + $10K respectively) instead of duty exemptions; ACT uses an income-tested concession scheme.

Foreign purchaser additional duty (where applicable): NSW 9%, VIC 8%, QLD 8%, SA 7%, TAS 3%, WA + ACT + NT zero. So a foreign buyer in NSW pays an extra $90,000 on top of standard $40,490, total $130,490.

For your specific scenario, run our stamp duty calculator at /tools/stamp-duty/{state}, it shows the standard rate, FHB concession (if applicable), and foreign purchaser surcharge in one screen.