QLD
Queensland
$31,275
3.68% of price
Tools · Settlement · QLD
Queensland stamp duty calculator
Queensland runs a two-track schedule — investment / non-PPOR attracts the full rate, while owner-occupier purchases get the 'home concession' built into our standard calculation. First home buyers get full exemption to $700K and partial to $800K. Foreign purchasers pay 8% AFAD.
Primary source: Queensland Revenue Office · Duties Act 2001 (Qld), Ch 2 Pt 8 · last reviewed 2026-04-20
Step 1 · Inputs
Set the purchase details.
Results update below when you change price, buyer status, or surcharge status.
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Tip: A two-bedroom unit in Parramatta sells around $780,000. Try that to see the duty on an investor purchase vs first home buyer.
Queensland total at this price
total payable $31,275 · standard duty $31,275
Step 2 · Calculator output
Read the Queensland duty bill.
Got a question about this result?
Ask The Steward.
The specialist already knows your price ($850,000) and state (QLD). Ask about timing, investor vs owner-occupier differences, or how the duty stacks with deposit + loan.
What makes Queensland different.
Queensland offers a $0 duty below $5K. First home buyers pay no duty under $700K, concession to $800K. 8% foreign acquirer duty.
FHB treatment: Full exemption under $700,000; partial concession taper up to $800,000. Full eligibility at the source .
Foreign purchaser surcharge: 8% additional duty applies on top of standard rates.
Use the calculator above for your specific price. Every bracket is cited to the Duties Act section in the source chips. For situations that don’t map cleanly (trust purchases, off-the-plan concessions, deceased estate transfers, pensioner exemptions), email hello@propautopilot.ai.
Queensland — frequently asked
The questions QLD buyers actually ask.
How much is stamp duty on a $1 million home in Queensland?+
Standard stamp duty on a $1,000,000 investment purchase in QLD is approximately $38,025. Owner-occupiers get the 'home concession' automatically — roughly 35% lower than investor rates at that price point. First home buyers get full exemption to $700K, concession to $800K. Foreign buyers pay 8% AFAD.
What's the QLD first home buyer exemption?+
Full stamp duty exemption to $700,000; partial concession taper from $700K to $800K. Above $800K no FHB concession — the full investor-rate schedule applies (minus the general home concession for PPOR).
How does the QLD home concession work for owner-occupiers?+
QLD offers an automatic 'home concession' on PPOR purchases — a reduced rate schedule that applies regardless of whether the buyer is a first home buyer. The investor schedule applies to non-PPOR (rental investments, holiday homes). On a $1M purchase, the home concession is roughly $13K cheaper than the investor rate.
What is QLD AFAD and who pays it?+
Additional Foreign Acquirer Duty (AFAD) is an 8% surcharge on residential property purchases by foreign buyers in Queensland, on top of standard transfer duty. Definition of 'foreign acquirer' tracks the Commonwealth FIRB rules: non-citizens, non-permanent-residents, non-NZ-Special-Category-visa-holders.
Can I get a QLD stamp duty refund if I move out within 12 months?+
Possibly — the home concession requires PPOR occupation for at least 12 months continuously starting within 12 months of settlement. If you don't satisfy this, the QLD Revenue Office can withdraw the concession and demand the difference between investor-rate and home-concession duty + interest. Notify Revenue QLD if circumstances change.
Is there a QLD stamp duty rebate for new builds?+
Not as a duty rebate — Queensland uses the First Home Owner Grant ($30,000 on new builds up to $750K combined contract+land value as of late 2025) instead of duty discounts on new builds. The grant is paid post-settlement; it doesn't reduce duty payable at the time of purchase.
Does QLD apply land tax in addition to stamp duty?+
Yes — QLD levies annual land tax on aggregate landholdings above $600,000 (resident threshold) or $350,000 (absentee threshold). PPOR is exempt. Investors with multiple properties hit the threshold sooner. Land tax is a recurring cost separate from one-time stamp duty at purchase.
How do QLD off-the-plan duty concessions work?+
Queensland does not have a general off-the-plan duty concession. The Home Concession applies to off-the-plan PPOR purchases the same as established stock. The $30,000 First Home Owner Grant (on new builds up to $750K) is the off-the-plan/new-build benefit; it operates via grant rather than duty deduction.
Are QLD stamp duty rates the same for vacant land?+
Vacant land purchases attract the standard transfer duty schedule. The home concession does not apply (it requires intent to occupy a residential building). FHB concession on vacant land applies only where the buyer commits to build a PPOR within a reasonable time — Revenue QLD audits compliance.
Can spouses transfer a QLD property without paying duty?+
Transfers between spouses are exempt where the property is or becomes the PPOR of one or both spouses (Section 151 Duties Act 2001 QLD). Investment property transfers between spouses attract standard duty. Court-ordered transfers under family law settlement are exempt under Section 152.
How it works
Direct from Queensland Revenue Office.
Brackets pulled from Duties Act 2001 (Qld), Ch 2 Pt 8. Verified against the primary source on 2026-04-20. Refreshed quarterly — any rate change lands within two weeks. We never cache rates without showing the verified-at date.
General information only — not tax, legal, or financial advice. Confirm with a licensed conveyancer before signing. hello@propautopilot.ai for calculation questions.
Keep going.
Calculators are inputs to a decision, not the decision. The pages below extend the math into context.
Guides
- First home buyer guide — Australia 2026
Stamp duty exemptions are the largest FHB benefit in most states.
- Home Guarantee Scheme explained
Stack HGS with state stamp-duty exemption where eligible.
- How to find investment properties
Stamp duty is step 1 of the 10-step underwriting framework.
- Negative gearing explained
Stamp duty is part of cost base — affects CGT at sale, not annual deduction.
Sibling tools
- Buying power calculator
Add stamp duty to your full upfront cash position.
- Cashflow projector
10-year cashflow including the upfront stamp-duty hit.
- CGT calculator
Stamp duty enters cost base — affects CGT at exit.
Chapter 2 — How much can you actually borrow, and at what cost — Deposit, LMI, APRA serviceability buffer, stamp duty per state, FHSS withdrawal, and the four government schemes that change the maths. Run the calculators as you read.