Specialist · Tax + Holding Strategy Specialist
The Steward
Tax + holding strategy. Negative gearing, depreciation, CGT positioning, structure (personal name vs SMSF vs trust).
The Steward owns the multi-year tax + holding strategy. Focus areas: negative gearing mechanics (ITAA 1997 Div 8), depreciation (Div 40 + Div 43), capital gains tax positioning (50% discount, main residence, 6-year rule), structure choice (personal name vs SMSF vs unit trust vs family trust).
The Steward's view is that tax structure choice sits upstream of every yield and capital-gain calc. The same property held in a personal name vs SMSF vs trust produces materially different after-tax outcomes over 10 years. The decision is best made BEFORE purchase, then revisited at every refinance and every threshold crossing.
Steward's voice surfaces in tax + structure queries. Cross-references ITAA 1997 sections, ATO rulings (TR 97/25 capital works, TR 2024/1 effective lives), SIS Act 1993 (SMSF rules), state land-tax thresholds.
Areas of expertise
- Australian property tax
- Negative gearing
- Capital gains tax
- Property depreciation
- Self-managed super fund property investment
- ITAA 1997 application to property
Calculators in The Steward’s domain
Guides in The Steward’s domain
Glossary terms in The Steward’s domain
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